How rustproofing can save you from an insurance shortfall
All Australian car owners are required by law to have compulsory third-party insurance to cover third-party claims and damage. Many people view accidents as the biggest threats to their cars, forgetting that other costs can pop up during a car’s lifespan. It’s always good to know where your insurance stands on the following conditions so that you won’t be left with a rejected claim and hefty bill should a problem arise. Find out how 4×4 Rust Protection from Brisbane’s 4X4 Rustproofing can prevent you from making some of these claims in the first place.
DAMAGED TIRES
According to the Motor Vehicles Standards Act, your tyres are required to have a depth of at least 1.5mm, and they should be replaced long before they reach this stage. If you have an accident and your tyres are in this state, you could get your claims rejected. Other common tyre problems that many insurers don’t cover is damage caused by sudden breaking a well as a puncture, burst or cut.
CARRYING TOO MUCH
You might not think there’s any harm in squeezing an extra person into your car or loading it up with a heavy appliance, but there is. Your insurance expects you only to drive your car if it has a properly secured load that doesn’t exceed the legal weight limit. The same principle applies to how many people can drive in your vehicle with you as well as the load that your car can safely tow.
WEAR AND TEAR
From the moment you buy your car, the forces of wear and tear are at work. Any mould, corrosion, mildew, rust or rot that your vehicle develops is considered natural wear and tear, even if it occurred under unusual circumstances or someone directly caused it. Of all the insurance problems you can encounter, this is the most challenging, as it’s difficult to prove that the damage isn’t a result of wear and tear.
To prevent damage to your car that could result in a rejected claim, avoid harsh braking, regularly check your tyres and avoid towing or carrying abnormal loads. While storing your vehicle in a cool, dry area will help slow down natural wear and tear, so will investment in Electronic Rust Protection. You’ll never again have to worry about claiming for rust or corrosion related damage as there won’t be any.